Question 1

Are saunas HSA/FSA eligible?

Accepted Answer

Yes! Saunas may qualify for HSA/FSA purchase through Truemed when accompanied by a Letter of Medical Necessity (LMN) from a licensed healthcare provider. Sauna therapy has been used for centuries and is increasingly recognized by the medical community for its powerful health benefits. When a healthcare provider determines that regular sauna use is medically necessary for your condition, you can use your pre-tax HSA/FSA dollars to purchase one — saving about 30% with HSA/FSA funds.

Question 2

What health conditions make sauna use medically necessary?

Accepted Answer

Sauna therapy has been associated with a wide range of health benefits that healthcare providers may consider medically necessary. Conditions like chronic pain, cardiovascular disease, high blood pressure, arthritis, muscle soreness, chronic fatigue, stress, anxiety, poor circulation, and detoxification needs may all qualify you for an LMN. If you suffer from any of these conditions, a licensed healthcare provider will evaluate whether regular sauna use is medically necessary for your individual circumstances.

Question 3

Do I need a Letter of Medical Necessity to buy a sauna with HSA/FSA funds?

Accepted Answer

Yes — a Letter of Medical Necessity (LMN) is the key that unlocks HSA/FSA eligibility for your sauna purchase. Think of it like a prescription, except instead of medication a licensed healthcare provider is recommending regular sauna therapy as part of your treatment plan. Through Truemed, the entire process happens online — a licensed healthcare provider reviews your health history and if you may qualify, your LMN may be issued digitally so you can complete your purchase using your HSA/FSA card right away.

Question 4

Which sauna brands are available through Truemed?

Accepted Answer

You can use your HSA/FSA to purchase saunas from trusted brands like Sunlighten and many others through Truemed when medically appropriate. Visit brand websites or authorized retailers to explore sauna options that fit your health needs, space, and budget. At checkout, eligible customers can use Truemed to pay with HSA/FSA funds.

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