Use Your HSA/FSA to Buy Fitness Products That Support Alzheimer’s Prevention

How to Use Your HSA/FSA to Help Prevent Alzheimer's Disease

Alzheimer’s disease is one of the most challenging health threats of our time, affecting over 6 million Americans and growing. While there is currently no cure, research shows that proactive lifestyle choices, particularly regular physical activity, can dramatically lower your risk of developing Alzheimer’s or other forms of dementia.

But here’s the good news: you don’t need to wait for a diagnosis to take action, and you don’t need to carry the financial burden alone. Thanks to Truemed, you may be able to use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for eligible fitness tools and services that support long-term brain health.

Let’s explore how this works and how you can start protecting your cognitive future, tax-free.

Exercise and Brain Health: What the Science Says

Alzheimer’s is a progressive neurodegenerative disorder that often begins developing 10–20 years before symptoms appear. One of the most effective ways to reduce risk? Cardiovascular exercise.

According to the Alzheimer’s Association and numerous medical studies:

• Aerobic exercise increases blood flow to the brain, supporting neuronal health and plasticity
• Regular physical activity helps reduce insulin resistance, inflammation, and oxidative stress—all key contributors to cognitive decline
• Movement also improves sleep, mood, and cardiovascular health, which are critical modifiable risk factors for dementia

HSA/FSA-Eligible Products That Support Alzheimer’s Prevention

Truemed helps connect your health goals to your financial tools by identifying medically justifiable products that qualify for HSA/FSA spending. When it comes to Alzheimer’s prevention, here are some top options:

✅ App-Based Fitness Guides & Virtual Personal Training

Structured fitness routines improve adherence and cognitive engagement. Many platforms also offer tracking, coaching, and memory-boosting game-like elements—ideal for building both physical and mental strength.

✅ Fitness Classes

Group classes provide cognitive stimulation, social interaction, and physical intensity—a trifecta of Alzheimer’s prevention. Whether live or on-demand, these classes are more than a workout; they’re brain training.

✅ Cardiovascular Equipment

Machines like treadmills, stair climbers, and rowing machines are excellent for sustainable aerobic exercise:

• Treadmills are ideal for steady-state cardio
• Rowing machines combine resistance with rhythm, both brain-boosting
• Stair climbers challenge coordination and heart rate while being joint-friendly

With Truemed, these are no longer just fitness luxuries, they become preventive healthcare investments.

HSA/FSA-Eligible Fitness Equipment for Brain Health

Through Truemed, several fitness brands offer equipment eligible for HSA/FSA spending, supporting your journey toward cognitive wellness:​

1. Rowing Machines

• Hydrow: Offers a full-body, low-impact workout that engages 86% of muscles, enhancing cardiovascular health and cognitive function. ​
• Aviron: Combines high-intensity interval training with interactive, game-based workouts, promoting consistent exercise habits beneficial for brain health. ​
• Ergatta: Provides personalized, game-based rowing experiences that challenge both the body and mind, supporting cognitive engagement. ​

2. Stair Climbers

• STEPR: Encourages daily stair climbing, an activity linked to improved cardiovascular health and reduced dementia risk. Its app integration offers personalized feedback and social features to maintain motivation. ​

3. Treadmills

• SOLE Fitness: Provides durable treadmills designed for consistent aerobic exercise, supporting heart and brain health. Through Truemed, eligible customers can use HSA/FSA funds for SOLE products.
• Peloton Tread: Combines treadmill workouts with interactive classes, promoting regular physical activity and cognitive engagement. Peloton has partnered with Truemed to facilitate HSA/FSA purchases.

How to Use Truemed to Buy Alzheimer's-Preventive Fitness Products with HSA/FSA

Truemed makes it simple to use your health spending accounts for products that help prevent or manage a medical condition, like Alzheimer’s. Here's how it works:

🧠 The Truemed Checkout Process

Visit a Truemed Partner Brand Website Choose an eligible product like a treadmill, stair climber, fitness class, or training app subscription.

Add to Cart and Head to Checkout When prompted, select “Pay with HSA/FSA through Truemed.”

Complete a Quick Medical Questionnaire Truemed will guide you through a brief screening to determine medical necessity based on your health goals (such as preventing cognitive decline or managing cardiovascular risk).

Get Instant Approval and Use Tax-Free Funds If approved, you can use your HSA or FSA card to make the purchase or get reimbursed tax-free later.

Why Early Action Matters

Cognitive decline doesn’t begin with a diagnosis—it starts silently. The earlier you adopt preventive routines, the better your long-term outcomes. Yet many people delay building these habits due to cost.

With Truemed, you can make proactive health moves now and save money while doing it.

Your HSA and FSA accounts are designed for more than just doctor visits and prescriptions. They exist to fund the kind of forward-thinking, evidence-based choices that help you avoid illness altogether.

Final Thoughts

Preventing Alzheimer’s disease begins with intentional, consistent action—and the right tools make all the difference. With Truemed, you can turn a rowing machine, a virtual fitness program, or a stair climber into a medically supported, tax-free investment in your cognitive future.

Don’t wait for symptoms. Visit a Truemed partner brand today, select your equipment or service, and choose “Pay with HSA/FSA through Truemed” at checkout to start protecting your brain and saving smart.

Disclaimer

The content on the Truemed blog is intended for informational and educational purposes only, and should not be considered medical advice. It is not a substitute for professional medical care, diagnosis, or treatment. Truemed is committed to expanding access to medically necessary products and services through HSA and FSA plans, though individual needs and eligibility for benefits may vary.