HSA/FSA Eligible Sleep Products

Yes, many sleep products may be HSA/FSA eligible for qualified customers when accompanied by appropriate documentation, like a Letter of Medical Necessity (LMN). This means mattresses, pillows, weighted blankets, smart sleep systems, and other sleep tools may be eligible for HSA/FSA spending, so qualified customers can save an average of 30% on the purchase.

Truemed partners with leading sleep brands including Eight Sleep, Sleep Number, Saatva, Purple, Helix Sleep, Nectar, DreamCloud, Cozy Earth, Bearaby, Hatch, and many more.

Conditions that may support medical necessity for sleep products commonly include diagnosed insomnia, sleep apnea, chronic back or neck pain affecting sleep, fibromyalgia, anxiety or chronic stress disrupting sleep, and other conditions where sleep plays a role in treatment. General goals like wanting to sleep better or feel more rested without an underlying condition do not, on their own, meet the IRS standard for HSA/FSA eligibility.

Yes, Eight Sleep may be eligible for HSA/FSA spending for qualified customers when a licensed clinician determines it's medically necessary for your specific health situation.

When you shop Eight Sleep through Truemed, you'll complete a health intake survey at checkout, which is reviewed by an independent licensed practitioner. If your purchase qualifies, you'll receive a Letter of Medical Necessity that supports HSA/FSA payment or reimbursement.

Yes, mattresses may be HSA/FSA eligible for qualified customers when supported by a Letter of Medical Necessity. Mattresses are most commonly recommended for diagnosed conditions like chronic back pain, herniated discs, sciatica, fibromyalgia, sleep apnea, or other musculoskeletal and sleep conditions where mattress support directly affects treatment.

It’s important to note, however, that mattresses may only be partially eligible for HSA/FSA funds. In these cases, you can split the purchase between your HSA/FSA card and a personal credit card.