Cold Plunges

Cold plunge tubs may be eligible for HSA/FSA purchase through Truemed when accompanied by a Letter of Medical Necessity (LMN) from a licensed healthcare provider. Cold water immersion therapy has gained significant attention in the medical community for its potential health benefits, and when a healthcare provider determines it is medically necessary for your condition, you may be able to use your pre-tax HSA/FSA dollars to purchase one — you may save approximately 30% with HSA/FSA, depending on your tax bracket.

Cold plunge therapy has been associated with a range of potential health benefits. These include reducing chronic inflammation, speeding up muscle recovery after injury or surgery, improving circulation, managing chronic pain conditions, supporting mental health by reducing symptoms of anxiety and depression, and improving sleep quality. If you believe cold water therapy may be appropriate for your health needs, a licensed healthcare provider may determine medical necessity and issue a Letter of Medical Necessity based on a clinical intake form, which could make it eligible for HSA/FSA reimbursement.

Yes! Many people use saunas and cold plunges together as part of a contrast therapy routine — alternating between hot and cold for maximum health benefits. Through Truemed, both purchases may qualify for HSA/FSA eligibility with separate Letters of Medical Necessity. This means you could save about 30% on your entire contrast therapy setup, with HSA/FSA tax savings varying by plan, making the combination far more affordable than paying out of pocket.

Truemed partners with some of the top cold plunge brands on the market, giving you access to a curated selection of high quality cold water immersion products that may qualify for HSA/FSA purchase. Browse the collection above to explore available options and find the right cold plunge for your health needs and budget.