These conditions are examples, not a complete list. Eligibility is tied to individual health needs. Truemed is for qualified customers. Learn more at truemed.com/disclosures.
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HSA/FSA Eligible Health Tech
Qualified customers can shop HSA/FSA eligible health tech like smart watches, smart rings, and smart glasses. Shoppers save an average of 30% when paying with pre-tax dollars.
Benefits of health tech
When a device helps monitor or manage a diagnosed health condition, health tech may qualify for HSA/FSA spending with a letter of medical necessity. Explore the health areas below where tracking and data support treatment, and shop eligible wearables, monitors, and smart devices from leading brands.
Heart
Metabolic Health
Sleep Health
Mental Health
Bones & Joints
Brain & Nervous System
Digestive Health
Hormonal & Endocrine
Kidney & Urinary Health
Women's Health
Respiratory Health
Autoimmune
Cancer
Allergies & Immune Health
Skin & Hair
Ear, Nose, Throat (ENT)
The health categories shown above are commonly associated with products in this collection, but they are not exhaustive. Complete a health intake survey to check eligibility for a specific product. Truemed is for qualified customers. Learn more at truemed.com/disclosures.
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Conditions that may qualify
- Anxiety
- Type 2 Diabetes
- Arthritis
- Chronic Pain
What makes health tech HSA/FSA eligible?
Are fitness trackers and other health tech devices HSA/FSA eligible? The answer is yes, fitness trackers can be HSA/FSA-eligible for qualified customers when they're used to monitor or manage a diagnosed medical condition and supported by a letter of medical necessity (LMN).
For many conditions, the data these devices capture is part of treatment. That might mean heart rate and activity tracking for coronary artery disease, glucose and movement trends for prediabetes or insulin resistance, or sleep and recovery metrics for managing chronic pain. When a device helps you and your clinician manage your health, it can qualify.
Want to check your eligibility? That's where Truemed comes in. Explore eligible devices on the Truemed marketplace and add a product to your cart on the merchant's site. At checkout, you'll complete a health intake survey to be reviewed by an independent licensed clinician, who determines eligibility and may issue an LMN.
How to use your HSA / FSA funds with Truemed
Checkout
Find the Truemed logo during checkout. Exit the "Shop Pay" pop-up if prompted.
Take a private health survey
A licensed provider will review your answers to determine eligibility.
Make your purchase
Pay with your HSA/FSA card or a credit card. If you use a regular credit card, follow the guide included with your LMN to submit your purchase for reimbursement.
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Frequently asked questions
If you can’t find what you’re looking for, please reach out to support@truemed.com
Yes, many health tech products may be HSA/FSA eligible for qualified customers when accompanied by a Letter of Medical Necessity (LMN). Health tech spans a wide range of categories, including wearables and smart rings, continuous glucose monitors, recovery and compression devices, sleep technology, and more. With an LMN from a licensed clinician confirming medical necessity, qualified customers can use pre-tax HSA/FSA dollars on health tech from Truemed partner brands and save an average of 30% on the purchase.
Wearables from brands like Oura, WHOOP, Garmin, COROS, and Amazfit may be HSA/FSA eligible for qualified customers when a licensed clinician determines the device is medically necessary for a specific health condition. Common reasons wearables qualify include monitoring cardiovascular health, managing diagnosed sleep disorders, tracking biomarkers tied to metabolic conditions like prediabetes, and supporting recovery from chronic stress or musculoskeletal conditions. A wearable purchased solely for general fitness tracking does not, on its own, meet the IRS standard, but the same device may qualify when tied to a documented medical need.
Yes, Oura Ring is typically HSA/FSA eligible without additional documentation like a Letter of Medical Necessity (LMN). This means qualified customers can check out directly on Oura's site with an HSA or FSA card — or use a regular credit or debit card and submit for reimbursement — effectively saving an average of 30% on the purchase, depending on your individual tax rate.
Qualified customers save an average of about 30% when paying with pre-tax HSA/FSA dollars instead of post-tax money. Actual savings vary based on your individual tax rate. For example, on a $400 Oura Ring, a 30% effective savings rate works out to roughly $120 back in your pocket compared to paying with a regular debit or credit card. On larger purchases like a Prenuvo whole-body MRI or a SNOO Smart Sleeper, dollar savings can be significantly higher. HSA/FSA tax savings vary; learn more at truemed.com/disclosures.
Your health, your savings
All products on Truemed are HSA/FSA eligible for qualified customers — so you can invest in what matters without the out-of-pocket cost.