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HSA/FSA-Eligible Dental Products

Qualified customers can shop HSA/FSA eligible dental care products, from clear aligners to mouth guards. Shoppers save an average of 30% when paying with pre-tax dollars.

Shop eligible products

Conditions that may qualify

  • Gum Disease
  • Gingivitis
  • Periodontitis
  • Teeth Grinding (Bruxism)

These conditions are examples, not a complete list. Eligibility is tied to individual health needs. Truemed is for qualified customers. Learn more at truemed.com/disclosures.

See what's eligible

Are electric toothbrushes and other dental products HSA/FSA eligible?

Many dental care products like clear aligner trays and specialty toothbrushes can be HSA/FSA-eligible for qualified customers when they're used to treat or manage a diagnosed dental or medical condition and supported by a Letter of Medical Necessity (LMN).

For many conditions, daily oral care is part of treatment. That might mean an electric toothbrush or water flosser for gum disease, or a therapeutic rinse for chronic dry mouth. When a dental product helps you manage your oral health, it could qualify.

Want to check your eligibility? That's where Truemed comes in. Explore eligible dental products on the Truemed marketplace and add a product to your cart on the merchant's site. At checkout, you'll complete a health intake survey to be reviewed by an independent licensed clinician, who determines eligibility and may issue an LMN.

How to Buy Dental with Truemed

Checkout

Find the Truemed logo during checkout. Exit the "Shop Pay" pop-up if prompted.

Take a private health survey

A licensed provider will review your answers to determine eligibility.

Make your purchase

Pay with your HSA/FSA card or a credit card. If you use a regular credit card, follow the guide included with your LMN to submit your purchase for reimbursement.

Frequently asked questions

If you can’t find what you’re looking for, please reach out to support@truemed.com

Yes, many dental products may be HSA/FSA eligible. Some, like clear aligners and custom night guards prescribed by a dental professional, are commonly eligible as dental care. Others, like specialty toothbrushes, may be HSA/FSA eligible for qualified customers when accompanied by a Letter of Medical Necessity (LMN).

Conditions that may support medical necessity for dental products commonly include gum disease, gingivitis, periodontitis, teeth grinding (bruxism), TMJ disorders, chronic dry mouth, tooth sensitivity, and misaligned teeth.

Specialty oral care products are also commonly recommended for people with limited hand dexterity, like those with arthritis, who need extra help maintaining their oral health. Cosmetic preferences, like teeth whitening for appearance alone, do not, on their own, meet the IRS standard for HSA/FSA eligibility.

Yes, clear aligners may be HSA/FSA eligible when they're used to correct a dental condition like misaligned teeth or a bite issue.

Qualified customers save an average of about 30% when paying with pre-tax HSA/FSA dollars instead of post-tax money. For example, on a $2,000 clear aligner treatment, a 30% effective savings rate works out to roughly $600 back in your pocket compared to paying with a regular debit or credit card. HSA/FSA tax savings vary; learn more at truemed.com/disclosures.

Your health, your savings

All products on Truemed are HSA/FSA eligible for qualified customers — so you can invest in what matters without the out-of-pocket cost.