Garmin®
Garmin Instinct 3 Solar - 45mm
The Garmin Instinct 3 is a rugged, solar-charging GPS smartwatch in a 45mm case, built for outdoor adventure with health and fitness tracking features.
We curate featured partners that share our commitment to true medicine. When you buy through Truemed links, we may earn a commission.
More HSA/FSA-Eligible Products from Garmin®
See all
How to Buy Garmin Instinct 3 Solar - 45mm with Truemed
Make your purchase
Do not pay with an HSA/FSA card during checkout. After your purchase, check your confirmation screen or receipt email for a link to the Truemed survey.
Complete health assessment
Take a private health survey. A licensed provider will review your answers to determine eligibility. If eligible, you'll receive a Letter of Medical Necessity (LMN) within 1-2 days. Note: The survey must be taken on the same day as your purchase.
Submit for HSA/FSA reimbursement
Follow the guide included with your LMN to submit your purchase for reimbursement. Claims are usually paid out in 2-4 weeks.
Your health, your savings
All products on Truemed are HSA/FSA eligible for qualified customers — so you can invest in what matters without the out-of-pocket cost.