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Truemed enables you to purchase health products from brands you trust using your HSA/FSA. The platform features a wide and carefully curated collection of health products across multiple categories including fitness equipment, saunas, cold plunges, red light therapy devices, ergonomic furniture, sleep products, supplements, and much more. Many products may qualify for HSA/FSA use when medically appropriate, making Truemed the go-to payment solution for anyone looking to invest in their health while maximizing their pre-tax dollars. HSA/FSA eligibility varies by plan and medical necessity.

Most health products can qualify for HSA/FSA purchase through Truemed, but eligibility depends on your specific health situation and whether an independent licensed practitioner determines the purchase is medically necessary for you. Through Truemed, the process of getting that determination is simple and happens entirely online — meaning you may qualify to use your HSA/FSA at brands you already trust for hundreds or thousands of dollars worth of health products.

The list of qualifying conditions is broader than most people expect.

Chronic pain, cardiovascular disease, obesity, diabetes, high blood pressure, arthritis, anxiety, depression, sleep disorders, chronic inflammation, muscle injuries, skin conditions, and many more everyday health conditions may all qualify you to use your HSA/FSA funds on health products through Truemed. You do not need to be seriously ill — millions of everyday Americans may qualify without even knowing it. You're connected with an independent licensed provider who reviews your situation online.

A Letter of Medical Necessity (LMN) is a document issued by a licensed healthcare provider that confirms a product or service is medically necessary for your specific health condition. Yes, you need one to use your HSA/FSA funds on most products at participating brands. The good news is that the LMN process through our partner practitioners is streamlined and happens online, which could unlock significant savings on products you were already planning to buy.

An HSA (Health Savings Account) and FSA (Flexible Spending Account) are tax-advantaged accounts that allow you to set aside pre-tax dollars to pay for eligible medical expenses.

Because the money is pre-tax, using these accounts effectively may give you approximate tax savings of about 30% on qualifying purchases depending on your tax bracket.

HSAs are tied to a high-deductible health plan and roll over year to year, while FSAs are employer-offered accounts that typically must be used within the plan year. Both can be used with Truemed to pay for eligible health products at brands you already trust.