How to Save on Titan Fitness: Discount Codes, Coupons, HSA/FSAs

Having fitness equipment at home can be a boon for your health. Although gym memberships are great, sometimes getting to the gym can feel like the most daunting task, more so than your actual workout.

This is true if you don’t live near a gym or if commuting to one eats up valuable time in your schedule. Likewise, you might prefer fitting fitness “snacks” (short bursts of exercise) throughout your day rather than getting it all done in one gym session. Or you might just not love gyms in general where you have to jockey for equipment availability or workout under harsh lights and in a noisy environment.

Whatever the case, you might be on the hunt for home gym equipment, such as weight benches, power racks, weights, dumbbells, and more.

Titan Fitness is an e-commerce brand that sells these items online directly to you. The brand’s direct-to-consumer approach already helps ease the price of home gym equipment, but you can also typically use a Titan Fitness discount code at checkout or snag a sale item for even steeper savings.

Plus, did you know you might be able to use your health savings account (HSA) or flexible spending account (FSA) to further offset the cost of a product if you’re using it to address a specific medical condition? This depends on your plan’s rules, of course, along with other factors. In this article, we explore Titan Fitness promo codes and the logistics of potentially using your HSA or FSA for eligible products, and more.

The first step to unlocking savings is to find a Titan Fitness promotion or coupon. Start by checking the brand’s pages.

Check these pages on Titan Fitness:

• Sales
• Weekly Deals
• Scratch and Dent Equipment (deals on functional but slightly blemished equipment)

You can also check for other basic promos:

• Promotional discounts on specific equipment categories: For example, the brand might be offering a 20% discount on weight benches for a limited time.
• Seasonal or holiday sales: The brand sometimes offers promotions tied to holidays or season changes.

Some Titan Fitness discounts get applied automatically when you check out. If you enter a second code, either from a promotion or a third-party, it may not work or it might override the automatic code. So avoid entering unless the brand allows for stacking a discount code on top of the automatically applied savings.

You can find Titan Fitness codes in a few different places.

• Email signup: You can enter your email address on the home page to be sent a 10% code. Look for the red discount box on the home page.
• Text to receive promotions: Text “TITAN” to 72467 to receive codes and offers via SMS.
• Influencer or affiliate codes: Search YouTube, Instagram, TikTok, and more for “Titan Fitness review” or “home gym build” to see if any influencers are sharing their codes. Influencers typically receive a 5% commission.
• Abandoned cart reminders: Sometimes if you shop for a product and add it to your cart but don’t buy, the brand will send a reminder with a code. But this means having to wait for the offer.
• Third-party coupon aggregators: These sites collect promo codes from various brands. Keep in mind that they may be outdated, so you’ll have to verify if they work. Examples of aggregators include:
  • WeThrift
  • PennyCanny
  • Honey
  • DiscountReacher
  • Save-Day
  • Groupon

Titan Fitness code step-by-step instructions to validate your savings:

1. Shop for your times and add to your cart, just as you would with any other purchase.

2. View our cart by clicking on the cart icon.

3. Review your order to ensure it’s correct.

4. Scroll down to locate the “order summary” section, which gives you the subtotal, taxes, and final total.

5. Under the “order summary” section, you will find a field or button labeled “Add a promo code.” Click the button or + sign.

6. Enter your discount code in the pop-up field.

7. Hit “apply.”

8. Check the updated total to ensure it reflects the promotional price.

9. Proceed to checkout.

10. Complete checkout.

11. If your coupon code is not working, double check that the item is not currently on sale or on backorder. Codes cannot be applied to these items.

You can get the most bang for your buck by shopping during specific periods.

• Weekly: As noted above, Titan Fitness has a Weekly Deals page. If the product you’re interested in isn’t listed as part of a given week’s deals, you can set a reminder to check back each week to see if what you’ve had your eye on has gone on sale.
• Major sales periods: Holidays, weekends, season changeovers, and other common clearance cycles are all great times to check for good deals with Titan Fitness.
• Whenever: You can always check for sales, codes, and other promos at any time.

Now you might be wondering about HSA and FSA savings and what that really means. In some instances, gym equipment sold at Titan Fitness or elsewhere may be eligible for purchase using your HSA or FSA dollars. Read on for details on how. This can help save you money in the long run.

Here’s a nutshell description of these products:

• HSA: This is a personal savings account, meaning you own it and get to take it with you if you leave your job, and the funds rollover year to year. You can only contribute to an HSA if you have a high-deductible health plan (HDHP).
• FSA: This is an employer-owned account that you cannot take with you if you leave your job. The funds are meant to be used within the plan’s year, with exceptions for grace periods and carryovers.

A great thing about these accounts is that they are funded with pre-tax dollars.

• Salaried employee: If you contribute to an HSA or FSA directly from your payroll, those contributions are taken out before your employer withholds income and payroll tax.
• Self-employed or having an HSA not linked to your employer: Contributions are tax deductible, reducing your taxable income.

Buying eligible items with your HSA or FSA can feel like using a 30% off discount code* because you are using pre-tax dollars.

And if you combine that method with using a discount code or buying an HSA- or FSA-eligible product, you can really help offset the cost of home gym equipment.

If you do plan to use your HSA or FSA dollars, the process might work in one of two ways:

• Pay directly from your account: You might have a debit card linked to your HSA or FSA account that you can use to pay for eligible products or services.
• Get reimbursed: If you do not have a debit card linked to your HSA or FSA account, you will need to pay for your product or service with your usual checking or savings account or a credit card. Then, if qualified, you can later get reimbursed for eligible products from your HSA or FSA by following your plan’s required steps.

Not every item featured on Titan Fitness will be HSA- or FSA-eligible, however. Eligibility is product- and condition-specific and varies by plan.

If you're looking to spend your HSA or FSA funds on home gym equipment, you might need a letter of medical necessity (LMN). An LMN is a formal document from a licensed healthcare provider that explains why a certain product, treatment, or service is necessary to treat, mitigate, or prevent a medical condition. Plus, you will need to maintain proper documentation of your purchase.

Documentation checklist:

• Save an itemized receipt showing product names, quantities (if relevant), and the final amount paid.
• Ensure that your discount code is reflected on your receipt, not just at checkout.
• Keep proof of payment and order confirmation.
• Keep your LMN.

In the excitement or rush to buy a product with your promo code, be careful to avoid these common flubs.

• Using expired codes from third-party sites: Check that any influencer, affiliate, or third-party aggregate site codes are current and have not expired.
• Assuming the code is accepted on Titan Fitness: Always check that the code has been applied before finalizing your checkout process.
• Forgetting exclusions: Titan Fitness prohibits the use of codes on items that are already marked down or that are on backorder. You can avoid this by testing the code on one product at a time before adding them all to your cart.
• Trying to apply a second promo code: You can only apply one promo code, so look for the one that offers you the most savings for the product or products you are buying.
• Losing documentation: If you are buying with your HSA or FSA, you need to maintain documentation. Always download or screenshot your receipt after purchase and save your email confirmation.

You might be able to use dollars from your health savings account (HSA) or flexible spending account (FSA) for Titan Fitness equipment.

These might be eligible expenses if you’re using the product or service to address a specific medical condition. If approved by an independent licensed clinician, conditions that might qualify for the purchase of dumbbells or other strength-training equipment, for example, include specific cardiac, metabolic, or musculoskeletal conditions.

Certain health products and services may be eligible for qualified customers with an LMN issued by an independent practitioner via Truemed’s clinical partner when the item is used to address a specific medical condition.

Note that in some cases, only part of the cost of a product is HSA/FSA-eligible (i.e., the incremental costs of the medically necessary features.) Truemed provides customers with a more detailed breakdown of partial eligibility; before entering your payment details, you'll complete a short survey to calculate the eligible amount for HSA/FSA reimbursement.

Truemed* specializes in helping you maximize your FSA, HSA, and other health-related benefits:

• First, you can check whether a product or service is normally considered a qualifying medical expense or whether you might need an LMN.
• If an LMN is appropriate, an independent licensed practitioner (via Truemed’s clinical partner) will review your medical history, and if you qualify, they’ll issue the LMN. Truemed itself does not make eligibility determinations.
• You can then pay for qualifying products and services with your HSA’s or FSA’s debit card or get reimbursed for expenses after submitting your LMN and receipts.
• Truemed also offers support in the event you get a denial of reimbursement and need to provide substantiation documentation.

*Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures