HSA/FSA Eligible Skin Treatment Products

Yes, some products used to treat or manage skin conditions like eczema, psoriasis, rosacea, and acne may be eligible for HSA/FSA reimbursement. This can include certain over-the-counter topical treatments, light therapy, supplements, and more products used as part of a treatment plan.

Cosmetic products and services used primarily to improve appearance generally don’t qualify. This can include certain over-the-counter topical treatments, light therapy devices, supplements, and other products used as part of a treatment plan.

Depending on the product and your circumstances, you may need a Letter of Medical Necessity (LMN) from a healthcare provider showing why the expense is medically necessary for your condition.

With Truemed, an independent licensed clinician through Truemed's independent clinical partner reviews your medical history. If you qualify, they issue an LMN that you can use with your HSA/FSA purchase or reimbursement.

Skin conditions such as acne, eczema, psoriasis, and rosacea may support HSA/FSA eligibility when a product is used to treat or manage the condition. Other documented skin conditions may also qualify depending on your individual medical needs and the product you’re purchasing.

Having a diagnosis doesn’t automatically make every skincare product eligible. The product needs to be used for the treatment or management of the condition, rather than primarily for cosmetic or general wellness purposes.

Truemed can help determine whether a specific product may qualify based on your individual medical needs. Learn more at truemed.com/disclosures.