HSA Eligible Gym Memberships: 20 Gyms & Studios That May Qualify
Author:Kennedy Coleman
Published:
March 12, 2026
HSA Eligible Gym Memberships: 20 Gyms & Studios That May Qualify
For qualified customers. HSA and FSA funds can be used to pay for gym memberships and fitness classes when the expense is connected to treating or preventing a diagnosed medical condition. A Letter of Medical Necessity (LMN) from an independent licensed practitioner is what makes that connection official. That's where Truemed comes in. Truemed's structured medical review workflow makes it straightforward for qualified customers to obtain an LMN and submit fitness expenses, like memberships, class packs, personal training, for HSA/FSA reimbursement. The result: qualified customers save an average of 30% on the workout routine that’s keeping their health in check.
Why Gym Memberships Can Qualify as a Medical Expense
The IRS allows HSA and FSA funds to be used for expenses that treat, cure, mitigate, or prevent a diagnosed medical condition. Exercise has been shown to be one of the most efficacious interventions for conditions ranging from cardiovascular disease and obesity to Type 2 diabetes, depression, and chronic pain.
When a licensed practitioner determines that a gym membership or fitness program is medically appropriate for your condition, that practitioner documents it in a Letter of Medical Necessity (LMN). That LMN is what reclassifies a gym expense into a reimbursable medical expense.
How to Get an LMN and Use Your HSA/FSA at the Gym
Find your gym or studio. Browse Truemed's gym and studio partners and select the one you want. Not seeing your gym listed here? Read here to understand the eligibility requirements for specific gym memberships not listed on Truemed’s site.
1. Click “Shop Now” to get dropped into the qualification step. This is where you will answer questions about your medical history to determine whether or not a fitness membership is an appropriate medical intervention for your needs.
2. Receive your LMN if eligible. Independent licensed practitioners review your submission and issue an LMN if your fitness expenses are deemed medically appropriate for your condition.
3. Submit for reimbursement. Send your gym receipts and LMN to your HSA/FSA administrator and get reimbursed.
4. Save an average of 30%. One LMN covers 12 months of eligible fitness expenses for the merchant you qualified for. Truemed will remind you when it's time to renew.
20 HSA/FSA Eligible Gym Memberships and Studios
Below is Truemed's current list of top gym and studio partners where qualified customers may be eligible to use HSA/FSA funds.
1. CorePower Yoga CorePower combines strength, breath, and movement through heated vinyasa classes. With studios across the U.S., it supports flexibility, stress reduction, and cardiovascular health, each of which may be relevant to a qualifying medical condition. Qualify Here →
2. Barry's Barry's blends high-intensity treadmill intervals with strength training. Designed to improve endurance, muscle function, and metabolic health, it can be a clinically relevant intervention for conditions including cardiovascular disease and obesity. Qualify Here →
3. ClassPass ClassPass grants access to thousands of studios and gym formats — from cycling and HIIT to reformer pilates and yoga — through a single flexible membership. Designed to support consistency across varied movement modalities, it can serve as a clinically relevant intervention for conditions including cardiovascular disease, musculoskeletal dysfunction, and anxiety disorders. Qualify Here →
4. SoulCycle SoulCycle's rhythm-based indoor cycling classes deliver a full-body cardiovascular workout that supports heart and lung function and helps manage stress-related conditions. Qualify Here →
5. YogaSix YogaSix offers six class types ranging from strength-building flows to deep stretch sessions. Classes target mobility, inflammation reduction, and stress regulation, key factors in the prevention and management of chronic conditions. Qualify Here →
6. UFC Gym UFC Gym combines martial arts-inspired workouts with functional fitness training. Programs including HIIT, boxing, and BJJ support strength, flexibility, and cardiovascular health. Qualify Here →
7. Club Pilates Club Pilates offers reformer-based classes that improve strength, flexibility, and postural alignment. A clinically recognized approach to building core stability and reducing musculoskeletal injury risk. Qualify Here →
8. StretchLab StretchLab's one-on-one assisted stretching reduces muscle tension, improves range of motion, and supports recovery from musculoskeletal conditions. Qualify Here →
9. 24 Hour Fitness 24 Hour Fitness provides flexible access to cardio, strength, and group fitness programming that supports the management of chronic conditions through consistent physical activity. Qualify Here →
10. Gold's Gym Gold's Gym blends strength training with group fitness and recovery tools to support muscle health, cardiovascular function, and mobility, particularly relevant for managing age-related conditions and metabolic disease. Qualify Here →
11. Body Fit Training (BFT) BFT combines science-backed strength and conditioning programming to build muscle and boost cardiovascular endurance through coach-led group training. Qualify Here →
12. Pure Barre Pure Barre delivers low-impact, full-body workouts that strengthen and build endurance through small, controlled movements, improving balance and reducing injury risk. Qualify Here →
13. Workout Anytime Workout Anytime offers 24/7 gym access with features including HydroMassage and infrared saunas. Its model supports consistent physical activity for cardiovascular and metabolic health management. Qualify Here →
14. CrossFit CrossFit uses constantly varied, functional movements at high intensity to improve strength, mobility, and cardiovascular performance. It is one of the more widely studied fitness modalities for metabolic health and disease prevention. Qualify Here →
15. Snap Fitness Snap Fitness offers 24/7 gym access with equipment and training that supports strength, endurance, and cardiovascular health. Its community-focused model helps members maintain consistent preventive care routines. Qualify Here →
16. Barre3 Barre3 fuses strength conditioning, cardio, and mindfulness to support core stability, balance, and stress-related condition management. Particularly effective for chronic pain prevention. Qualify Here →
17. YMCA The Y supports physical activity, strength training, and mobility for all ages. A community-driven path to managing chronic health conditions across life stages. Qualify Here →
18. BODi BODi's digital workouts and nutrition guidance support cardiovascular function and metabolic health right from home. Consistency and convenience in one platform. Qualify Here →
19. Power Life Power Life's hot yoga and sculpt classes build strength, balance, and stress resilience. Clinically relevant for managing anxiety, chronic pain, and stress-related conditions. Qualify Here →
20. Everfit Everfit connects qualified customers to expert-led fitness plans that support strength, endurance, and long-term performance. Structured movement, whether at home or in the gym. Qualify Here →
Gym memberships can be HSA/FSA eligible: When connected to a qualifying medical condition and supported by a Letter of Medical Necessity (LMN), gym memberships and fitness classes may be reimbursable medical expenses.
A Letter of Medical Necessity (LMN) is required: Truemed's clinical intake form connects you with independent licensed practitioners who can evaluate your eligibility and issue an LMN if medically appropriate.
Qualified customers save an average of 30%: By using pre-tax HSA or FSA dollars, eligible customers reduce the effective cost of memberships, class packs, and personal training at top brands including Barry's, CorePower Yoga, CrossFit, and more.
One LMN covers 12 months: A single LMN covers a full year at the gym or studio you qualified to receive an LMN for. Truemed will notify you when it is time to renew.
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