HSA/FSA Eligible Stress Relief Products

Yes, some stress relief products may be HSA/FSA eligible when they’re used to treat a specific medical condition and you have documentation from your healthcare provider.

Because many stress relief products like weighted blankets, red light therapy devices, or massages can also be used for general wellness, you may need documentation showing that the product or service is being used to support a specific medical condition or treatment plan. This may include a Letter of Medical Necessity (LMN), which explains why the product is medically necessary for your individual needs.

With Truemed, an independent licensed clinician through Truemed's independent clinical partner reviews your medical history. If you qualify, they issue the LMN. From there, you can pay with your HSA/FSA debit card or submit your LMN and receipts for reimbursement.

There’s no one-size-fits-all list of stress or mood conditions that automatically makes a product HSA/FSA eligible. Eligibility depends on your individual circumstances, including whether the product is being used to treat or manage a specific medical condition.

Some conditions that may qualify when diagnosed by a clinician and supported by medical necessity include:

• Generalized anxiety disorder (GAD)
• Major depressive disorder
• Obsessive compulsive disorder (OCD)
• Schizophrenia
• Alcoholism

This list isn’t exhaustive, and having one of these conditions doesn’t guarantee that a specific product or purchase will be eligible. A licensed clinician can help determine whether a product is appropriate for your individual health needs. Learn more at truemed.com/disclosures.

There is no one “best” stress relief product. The right product for you depends on your needs, preferences, and what you’re looking to address.

Some of the most common ways to manage stress include therapy, exercise, breathwork, mindfulness, and sleep. Products can complement these approaches depending on your routine and goals. For example, weighted blankets, supplements, and sleep aids may support sleep or help manage symptoms as part of a treatment plan.

Rather than looking for one product that works for everyone, consider which type of support makes the most sense for you.