HSA/FSA Eligible Strength and Mobility Products

Yes, joint support products may be HSA/FSA eligible when they’re used to treat or manage a specific medical condition or injury. For example, a knee brace used to support an injured joint may qualify, while a joint support product purchased for general wellness or everyday fitness typically wouldn’t.

You may need a Letter of Medical Necessity (LMN) (opens in a new tab) from a healthcare provider showing why the product is medically necessary for your individual needs. The key is that the equipment must help treat, manage, or prevent the documented condition. The more specifically your LMN names both the condition and the equipment, the stronger your documentation.

With Truemed, an independent licensed clinician through Truemed's independent clinical partner reviews your medical history. If you qualify, they issue an LMN that you can use to support your HSA/FSA purchase.

There’s no comprehensive list of conditions that automatically makes a strength or mobility product HSA/FSA eligible. Eligibility depends on your individual medical needs and whether the product is being used to treat or manage a documented condition.

Some examples of conditions that may qualify include:

• Arthritis and other joint conditions: Braces, supports, and mobility equipment may be used to manage pain, support affected joints, or maintain mobility.
• Chronic back pain: Strengthening and mobility equipment may be used as part of a treatment or physical therapy plan.
• Post-surgical or post-injury rehabilitation: Exercise and mobility equipment may support recovery when it’s part of a prescribed rehabilitation plan.
• Limited mobility or muscle weakness: Targeted equipment may be used to improve strength, range of motion, or physical function as part of treatment.
• Cardiovascular conditions: Cardio equipment may be used when structured exercise is part of a treatment or cardiac rehabilitation plan.

Having one of these conditions doesn’t automatically make a product eligible. Truemed can help determine whether a specific product may qualify based on your individual medical needs. Learn more at truemed.com/disclosures (opens in a new tab).

Different products can support joint pain and mobility in different ways. Braces and supports can help stabilize or support an affected joint, while TENS devices use electrical stimulation to help manage pain. Compression products may provide support and help with swelling, and physical therapy can use targeted exercises to improve strength, mobility, and function.

The right approach depends on what’s causing your joint pain and your individual needs. If you’re experiencing ongoing or severe pain, a healthcare professional can help determine which treatments or products may be appropriate for you.