Trusted by 2 million American customers
HSA/FSA-Eligible Therapy & Coaching
Qualified customers can shop HSA/FSA eligible therapy and coaching services, from physical therapy to personal training. Shoppers save an average of 30% when paying with pre-tax dollars.
Best Sellers
Benefits of therapy & coaching
When professional guidance is part of treating or managing a diagnosed health condition, therapy and coaching services may qualify for HSA/FSA spending, in some cases with a Letter of Medical Necessity. Explore the health areas below where expert support plays a role in treatment, and shop eligible therapy and coaching services on the Truemed marketplace.
Mental Health
Sleep Health
The health categories shown above are commonly associated with products in this collection, but they are not exhaustive. Complete a health intake survey to check eligibility for a specific product. Truemed is for qualified customers. Learn more at truemed.com/disclosures.
Can you use an HSA or FSA for therapy, personal training, and coaching?
Therapy with a licensed provider, including mental health therapy and physical therapy, is commonly HSA/FSA-eligible when it treats a diagnosed condition. Other services, like personal training and coaching, may be HSA/FSA-eligible for qualified customers when they're part of treating a diagnosed medical condition and supported by a Letter of Medical Necessity (LMN).
For many conditions, working with an expert is part of the treatment plan. That might mean physical therapy after an injury, online therapy for anxiety or depression, or a personal trainer for obesity.
Want to check your eligibility? That's where Truemed comes in. Explore eligible services on the Truemed marketplace and complete enrollment on the provider's site. Along the way, you'll complete a health intake survey to be reviewed by an independent licensed clinician, who determines eligibility and may issue an LMN.
How to Buy Therapy & Coaching with Truemed
Checkout
Find the Truemed logo during checkout. Exit the "Shop Pay" pop-up if prompted.
Take a private health survey
A licensed provider will review your answers to determine eligibility.
Make your purchase
Pay with your HSA/FSA card or a credit card. If you use a regular credit card, follow the guide included with your LMN to submit your purchase for reimbursement.
More from The Truemed Blog
Frequently asked questions
If you can’t find what you’re looking for, please reach out to support@truemed.com
Yes, many therapy and coaching services may be HSA/FSA eligible. Therapy from a licensed provider, including mental health therapy and physical therapy, is commonly eligible. Other services, like personal training, health coaching, and doula support, may be HSA/FSA eligible for qualified customers when accompanied by a Letter of Medical Necessity (LMN).
Therapy and coaching spans a wide range of services, including online therapy, mental health services, physical therapy, personal training, fitness and nutrition coaching, and sometimes perinatal support.
With an LMN from a licensed clinician confirming medical necessity, qualified customers can use pre-tax HSA/FSA dollars on therapy and coaching services from Truemed partners and save an average of 30% on the purchase.
Yes, online therapy may be HSA/FSA eligible when it's provided by a licensed mental health professional to treat a diagnosed condition. Online therapy is commonly used for conditions like anxiety, depression, and PTSD, with the qualification process built directly into enrollment for qualified customers.
Yes, personal training may be HSA/FSA eligible for qualified customers when a licensed clinician determines it's medically necessary for your specific health situation. Personal training is commonly recommended for diagnosed conditions like obesity, hypertension, type 2 diabetes, osteoporosis, and chronic back pain, where structured exercise is part of treatment.
Your health, your savings
All products on Truemed are HSA/FSA eligible for qualified customers — so you can invest in what matters without the out-of-pocket cost.